Termites — what every homeowner should know
How the wood-destroying-insect risk actually looks here, and how protection works.
The quiet risk, locally
Subterranean termites are an established, year-round risk across central Kentucky, and many Bluegrass-area homes carry ongoing termite protection for that reason.
Either way, the damage happens where you can't see it — which is why an inspection, not a guess, is the honest starting point.
Warning signs worth a call include mud tubes on foundation walls, discarded wings near windows, wood that sounds hollow, and (for carpenter ants) piles of fine sawdust-like frass.